The Platform

How 100 Health Works

When your company enrolls in 100 Health, you keep everything you already expect from a group health plan: the same doctors, the same hospitals, and the same comprehensive coverage. Think of it as traditional health insurance, fully intact.

What changes is everything else.

We layer your plan with a Health Benefit Management System (HBM) that opens the door to next-generation diagnostic testing, testing designed to detect disease two to five years before it ever becomes symptomatic. When early-stage disease is identified, your coverage doesn’t stop there. We activate a Health Prescription (Hrx): a personalized treatment protocol covered by your plan, built to stop the disease from progressing, or reverse it entirely.

This is not sick insurance. This is health insurance.

The Cycle of Transformation

Four phases, continuously

Phase 01

Evaluation

Advanced Testing & Review

Members undergo next-generation diagnostic testing that traditional plans do not cover. Phase One begins with a full-spectrum blood biomarker panel, Continuous Glucose Monitoring (CGM), and a comprehensive genetic test. Results are reviewed by clinical specialists who identify pre-symptomatic disease markers before they ever become symptomatic.

  • Full-Spectrum Blood Biomarker Panel
  • Continuous Glucose Monitoring (CGM)
  • Comprehensive Genetic Testing
  • Clinical Specialist Review of Results
01
Phase 02

Education

Member Platform & Insights

Members receive personalized health insights through the 100 Health member platform. Early-stage disease indicators are explained in plain language, with clear guidance on what the findings mean and what options are available. No jargon. No confusion.

  • Personalized health dashboard
  • Early-stage disease indicator reports
  • Plain-language clinical summaries
  • Recommended next steps and Hrx options
02
Phase 03

Execution

Hrx Health Prescriptions & HBM

When pre-symptomatic disease is identified, the member’s doctor can write a Health Prescription (Hrx). Unlike a traditional pharmaceutical prescription, an Hrx covers proactive interventions: nutrition as medicine, targeted supplements, and prescribed exercise regimens, all covered by the 100 Health plan through the Health Benefit Management System.

  • Food as medicine (nutrition protocols)
  • Targeted supplement programs
  • Prescribed exercise regimens
  • Coordinated care through the HBM platform
03
Phase 04

Engagement

Health is a Game Worth Winning

The 100 Health engagement platform gamifies the health journey through Operation 100. Using the Rule of 100, just 100 hours a year, or 18 minutes a day, members who consistently take proactive health actions place themselves in the top 5% of the population. Points, challenges, and rewards make the journey fun, social, and sustainable.

  • Rule of 100: 18 minutes/day = top 5%
  • Gamified health challenges and rewards
  • Team and community engagement features
  • Biological age improvement tracking
04

NewGen Testing

The Tests ThatChange Everything

Many chronic conditions, Alzheimer’s, heart disease, cancer, diabetes, begin developing in the body years or even decades before the first symptom appears. 100 Health covers the next-generation tests that can detect these conditions at the molecular level, when intervention is still possible.

Galleri Multi-Cancer Early Detection
TruAge Biological Age (Epigenetic)
Full-Body MRI (Prenuvo)
DEXA Body Composition
Cardiac AI Analysis (CCTA + Cleerly)
Microbiome & Pharmacogenomics Testing

See It In Action

Schedule a personalized demo and see how the Cycle of Transformation works for your organization.