Stop Overpaying for Sick Insurance
Traditional health insurance is a reactive cost center. 100 Health flips the model, investing in prevention to reduce the chronic, catastrophic claims that drive premiums up year after year.
For Employers
Stop Overpaying forReactive Sick Insurance.
Traditional group health plans cover your employees when they get sick. 100 Health does that too, and goes much further.
Built for employers with 50 or more employees, 100 Health is a group health plan structured inside a captive insurance company. Your workforce keeps the same choice of doctors, hospitals, and coverage they already rely on. What changes is the layer of protection they gain on top of it.
We add next-generation diagnostic testing that can detect the early signs of serious disease two to five years before symptoms ever appear. When something is found, your plan doesn’t just flag it, it covers the early-stage lifestyle treatments designed to stop the disease from progressing, or reverse it entirely, before it ever becomes a chronic or catastrophic condition.
The result is a healthier workforce, fewer large claims, and a health plan that finally works as hard for your employees as it does for your bottom line.
Why Employers Choose 100 Health
A smarter, more cost-effective way to provide health benefits
Benefits that actually improve outcomes.
Lower Claims Over Time
For every $1 invested in proactive health programs, medical costs fall by $3.27 and absenteeism costs fall by $2.73. The best claim is the one that never happens.
Attract and Retain Top Talent
Offering 100 Health signals that your company genuinely invests in employee longevity, not just coverage. It’s a competitive differentiator in any talent market.
Same Sick-Care Protection, Plus More
Your employees keep all the traditional coverage they expect, hospitalization, emergency care, specialists, while gaining access to proactive testing and Hrx Health Prescriptions.
The Captive Advantage
Built Inside a Captive.Built for Control.
100 Health is structured inside a captive insurance company, giving employers a level of transparency, customization, and financial efficiency that traditional fully-insured plans simply cannot offer. Self-funded plans now cover 63% of US workers, and the captive model takes that even further.
- Greater transparency into claims data and spending
- Potential to share in underwriting profits
- Customizable benefit design for your workforce
- Long-term cost control vs. fully-insured renewals
- Up to 15% savings compared to traditional plans
$3.27
Medical Costs
saved for every $1 invested in proactive health
$2.73
Absenteeism
saved in absenteeism costs per $1 invested
Source: Baicker, Cutler & Song, Health Affairs (2010)
Request a Demo
See it for your workforce
Available to employers with 50+ employees in NY, FL, and TX, with national expansion underway.